What sucks more than having a 90 day evaluation, moving into a new home, and planning a wedding? Add a car accident on top of that and you’ve got yourself in a sticky situation.
This morning on my way to work, I got into a car accident on the freeway. Long story that I don’t feel like getting into but from what I know, 3 cars were involved. No one was seriously injured but I’m writing this from a heating/vibrating chair, took a muscle relaxer and ibuprofin. My back is hurting.
How much was the damage? $1,600 worth. Thanks to our ridiculously high deductible of $1,000 (don’t ask), I have to come up with a good bulk of that. Thankfully my mom is going to be helping out but there’s definitely some things that we’re going to have to move around as far as money. No money had to come out of pocket, besides using my credit card for a rental car. My car won’t be ready for 5-7 days, so that gives me some time to get finances in order.
This absolutely sucks. What a way to start the new year. I just got my car fixed with just about all the fixings for $1,500 on Thanksgiving weekend. That’s all on a Goodyear car. Now I have to come up with another $1,000? I love my car but this is too much. And I’m going to have to look for another car soon due to my mom’s finances.
Have you been in a car accident? What was the damage and how far did it set you back financially?
- As New Year Starts, Chicago Car Accident Attorney Urges Motorists to Review UM / UIM Policies (prweb.com)
- One in five accident-causing motorists lies to their insurer (money.marksandspencer.com)
- Dallas Car Accident Attorney Nick Feizy from Feizy Law Office Answers the Question, “How much is my car accident case worth?” (prweb.com)
I’ve been in a couple car accidents. The first was in November 2008. Three cars were involved, and thankfully I was not at fault. But it totaled my car. The car was a wreck and caught on fire. The fire made it to the front seats before the fire truck showed up. Boo. Luckily, I have great car insurance. They paid for the rental car completely, and the insurance of the guy who caused the accident paid out $6,000 for a replacement vehicle. I was able to buy a used car with low mileage for $4,500 and used the rest to start a snowball on my credit card debt.
Then October 2009 I got into another accident. I was sitting at a stop sign on campus when a recycling truck drove up the bicycle lane to my left and tried to turn at the stop sign. He tore off my front bumper! Claimed he “didn’t see me.” Ugh! Unfortunately, I had just upped my insurance deductible to $1,000 the week before to save money. Fortunately, my dad is an auto body mechanic and was able to save my deductible. Again, not my fault, so the school’s insurance covered it. Of course, they took their sweet time reimbursing my deductible. And my insurance covered the rental car.
In that respect, I’ve been lucky so far!
p.s. Sorry it happened to you! I hope your back turns out to be okay.
Car accidents suck. I have been in just one and my car was totaled. The check was for $6,000. I ended up with permanent damage on my right side but that doesn’t stop me!
Sorry about that Briana. Definitely, car accidents are not cool, especially if you’re involved. How are you doing with the wedding now? Drivers should really take some serious driving lessons before hitting the roads. Reckless drivers are causing these awful incidents. Plus a situation that no matter how you spend some time keeping your car in good shape, there are still some problems. So did you buy a new car?
Well first I got the car repaired, then 2 months later leased a new car, which worked out for me in the end. Also, we tied the knot last Friday 🙂 So everything turned out great!
Aww, that’s really sad to hear. But it’s a good thing that you made it out in one piece. It’s true that having an accident on the road is annoying. Whenever on the road, drivers should always be focused as they have responsibilities.
My mom always told me you have to drive for other people, and I learned that the hard way. But, like you said, I’m in one piece, and thankful for that 🙂