Tag Archives: Marriage

How to Combine Your Finances: The 5 Step Guide

Getting married is a lot more than walking down the aisle, buying a new home and settling in thinking about the future. Some of the most common problems that newlyweds encounter include building up too much debt, not having a financial plan and being financially separated from each other. If a newly married couple fail to merge their finances, the stress will continue to build up.

Since combining your finances should be done in any new marriage or partnership, here are the steps you’re going to want to take to make sure everything flows smoothly:

Recognise It

The first step that you’re going to want to take is by recognising that money is an extremely important part of any relationship or marriage. Bring the issue to the table and start setting up financial goals for the next 30 years. Where do you want to be financially in five years? 10 years? 30 years?

Attack the Debt

According to multiple studies, debt is one of the biggest causes of stress in a relationship. Since this debt can start to accrue early in a relationship or even before one begins, it’s important to start prioritising your spending and creating a plan to get rid of the debt. So instead of buying that new car, consider buying one used or getting by with just one. Use the debt snowball technique to get on top of things and claw your way out of debt.

Joint Accounts

A great way to combine your finances is by establishing a joint account shortly after you get married. Creating a joint account is going to let each other know where you both stand financially. Often, the problem with separate accounts is that it can be hard to know how much money each other has, making it hard to budget for bills and weekly activities. This is also an opportune time to look around at what’s available and consider switching bank. For example, in the UK, Clydesdale Bank currently offer a range of accounts with perks that may well allow you to save money on insurance for your gadgets.

Start an Emergency Fund

No matter what kind of financial situation you’re in, it’s important to start an emergency fund as soon as you can. This emergency fund should consist of at least three to 12 months of expenses to get you by in case you lose your job or an emergency comes up like a car problem or surgery. By creating this emergency fund, it’s going to save a lot of stress if the unexpected happens.

Watch the Lifestyle

It’s no secret that everyone in life has their own likes and dislikes in life. If one partner likes to spend thousands on travel, while another is happy staying at home, it’s important to merge your lifestyles so that it can accommodate your budget. As stated above, when discussing your financing, it’s important that you’re spending money on things that you can afford.

By planning together and knowing where you stand with money, it’s going to make a relationship a lot better. By following the steps mentioned above, you’ll be one day closer to having a healthy relationship that doesn’t have to worry about money.

5 Surprising Benefits of Intimacy


Intimacy is a crucial aspect of human relationships, no matter what country, creed, religion, or race you belong to. It’s an action that bonds individuals by allowing a closeness that not many feel outside of it. Not only does it give the participants the ability to show how much they care about one another, but it also has several surprising health benefits as well.

Improves Cardiovascular Health

While it seems like this may be a no-brainer, being intimate with your partner does more than give you a boost in your cardiovascular health. Giving your heart the optimum workout while sharing those special moments with your special someone helps to boost your heart’s endurance. The heart is a muscle that needs to be worked out thoroughly in order to remain healthy. For those who enjoy the challenge of getting a decent workout with your significant other while still remembering to breathe and share exquisite moments of their lives with them, creating an intimate moment is the way to go.

Engaging in intimate acts also helps to drop your blood pressure. Studies have shown, for those who engage in regular intimate activities, the ability to handle several different stressors that contribute to an overbearing blood pressure level showed greater promise than those who only engaged occasionally or not at all.

Kick-Starts Immunity

Yes, intimacy can create a bond between people and potentially protect the cardiovascular system. However, it can do a lot more than that. Intimate moments can also send your body’s production of Immunoglobin A (IgA) into overdrive. IgA is a bacteria-fighting, infection-killing, cold-preventing antibody that resides within each and every one of us. While some studies still remain unclear as to how this antibody is sent into higher production during intimacy, the proof is still deep within the pudding.

Increases the Happy

Surprise, surprise! Intimate moments can create serious spikes in the Oxytocin levels in your brain. With this quick jolt and huge spike, those who engage in intimate activities have the ability to endure extra pain do to the release of this chemical. They can also sleep better, feeling more satisfied after sleeping for a few hours after engaging.

Oxytocin is a chemical that’s released after eating copious amounts of chocolate, petting a puppy, or being intimate. It’s the chemical in our brains that makes us feel and sense that everything, everywhere, is going to be perfectly fine and that we have nothing to worry about. This chemical is a much-coveted one by those with insomnia or certain anxieties. If you suffer from either of these ailments, perhaps it’s time to boost your intimacy levels with your partner.

Gives Youthfulness

Because the act of being intimate with your partner releases the male and female hormones that make us male or female, it can have a severe impact on the aging process. By releasing these chemicals into the body, individuals have had the ability to put a stop to the increasing amount of wrinkles, have softer skin, brighter eyes, and a less haggard appearance.

Strengthens Pelvic Floor Muscles

For the ladies who wish to have more intimate moments with their significant other, here’s another case you can argue. By creating an intimate moment, women can flex their Kegel muscles. By flexing the Kegel muscles, they can make the experience that much more pleasurable while also making it strengthening their ability to have superior control over things such as the bladder. Having stronger Kegels allows individuals to also control the different activities that are being tried during intimate moments while making the whole experience as a whole more enjoyable for all parties involved.

Issues with Intimacy

While intimate activities grant many people both pleasure and benefits, there are still roadblocks and hurdles that need to be overcome by several other people in order for them to enjoy the same benefits. Some individuals face the inability to physically perform. Don’t fret, there are ways around this issue. You can go to your doctor and have a chat about it. Bear in mind that they may prescribe some type of medication, although you’ll have a range of options if you ask. Avanafil clinical trials, for instance,  have shown serious promise in treating prostatectomy patients’ erectile dysfunction issues.

Another main issue is lack of drive. Some people feel as though they have no drive, or that their libido needs a quick boost. It’s not as hard as a lot of people may think. Often, the libido is simply responding to a dietary issue or to the stressors of every day life. It you were to tweak your diet by eating libido-increasing foods and find a way to put the kibosh on stressors, you can turn that negative around.

With these issues clear out of the way, there’s not telling what other benefits being intimate can provide for both you and your partner!


Author Bio: Samantha Ducati is a loving wife and a mother of 2. She loves reading and writing so much that during her free time she writes about anything and  believes that a pen is mightier than a sword.

Duties of a Groom

Picking out the wedding cake, choosing the colors of the wedding, creating the wedding invites and making sure the bridesmaids are ready to go are all things the bride has to do. So what are the duties of the groom? Well, it’s certainly not to just stand there and letting his soon-to-be wife take care of everything, he has responsibilities as well.

The groom is very important to the wedding process, as well as the ceremony itself. If not for the groom, the bride would be tasked with taking care of everything from the initial invite to the thank you cards sent out afterwards. This is a daunting task for just one person, which is why the groom needs to step up and show his soon-to-be wife that she is marrying the man of her dreams.

Essential Duties of the Groom

Getting Groomsmen Measured and Gifted – What is a man without his posse? The groomsmen are normally friends and family who are very close to the groom, who actually stand beside the groom at the altar to show their support for a lifetime of happiness for the couple. It is because of this that you want your groomsmen looking dapper, not thug-like wearing tuxedos that don’t fit them. A measurement only takes 2 minutes to do and this will ensure that your bride is not angry by the groomsmen swimming in their tuxes. However, don’t wait last minute to get this done, as you’ll be at the mercy of the tailor’s schedule. Additionally, believe it or not, it is customary that you buy your groomsmen gifts. Retailers like Groom Stand will allow you to browse by personality so you can find items your best friends will actually use and, when in doubt, you can’t go wrong with presenting them with wedding items that they would otherwise have to pay for like cufflinks.

Writing His Wedding Vows – You may not be a wordsmith, but you must give it a try. Your wedding vows are important as they show your bride just what she means to you. Whether you want to write a 5 minute speech for your vows or just a 10 second “I love You” doesn’t matter, all that matters is that you spoke from the heart. On the other hand, don’t rip off somebody else’s speech and call it your own, as it will be embarrassing when you get called out on it.

Preparing A Speech – Yes, it is customary for a groom to give a speech at the reception. Did you get that? I said reception, don’t try to give a speech at the wedding ceremony. The speech is primarily used to thank everybody for coming to your wedding and celebrating in your love for one another. Don’t use this time to make fun of your groomsmen and tell funny stories about them, as that is their responsibility to do to you.

Creating an Invite List of Friends and Family – Who knows your friends and family better than you do? Nobody! That is why it is your duty as the groom to create a list of all the friends and family that you want to invite to the wedding. After all, your fiancée may know you well, but she certainly isn’t a mind reader. It would be especially appreciated if you help her stuff and address the envelopes as well.

Helping your Favorite Lady Relax – Wedding stress is something that usually hits women a lot greater than it does men. You may not fully understand why your fiancée is rattling on and on about icing colors and floral arrangements, but understand that it’s important to her and that she would appreciate your support. An unexpected romantic gesture will help make her feel beautiful; a surprise trip to see the latest romantic comedy will relieve tension, and a sensuous massage will make her melt.

Being a groom is an honor and a pleasure. So go above and beyond to help your bride-to-be juggle the amount that is on her plate and make sure you carry your own weight, so they’ll be nothing but smiles as you see her walk down the aisle.