Suze Orman, personal finance “extraordinare” has recently debuted a prepaid debit card called The Approved Prepaid MasterCard. Personal finance bloggers, including myself, were a little perturbed. Other celebrities including Russell Simmons and the Kardashians have been criticized for making a buck off of lower and middle class with these cards, so we didn’t quite understand why [...]

The Price Point Strategy: Don’t Be Fooled
This guest post comes from Mike of CreditCardForum. I met him at FINCON11 and I’m forever indebted to him for paying for my PF Changs. Anyways, enjoy his post! If you live in SoCal, then you already know how much Time Warner sucks. So it comes as no surprise that the topic came up while [...]

Finance Friday: Conquering Credit Before 30
Credit is something that is important for everyone, but especially for young people. There’s not enough education about credit, including how to use it properly, how to boost your score, and even what you need it for. Who do I blame? The education system of course. Parents partially. The media for sure. But I digress. [...]

Drowning in Debt
There’s some people who tackle problems head on and there’s others who try to ignore it and hope that it goes away. I’ve been both of those people. Right now, I’m really kicking myself for being the latter. This year has been the absolute worst for me financially for obvious reasons. But I’m drowning in [...]

At What Point Should You Set Up a Joint Savings Account?
Young couples committing to each other face a number of different choices, but research has shown that deciding whether or not to have a joint savings account is a more thorny issue than discussing moving in together.Having financial independence is important for many people and the notion of allowing another person access to your hard [...]

Is It Time To Combine Our Finances?
It’s no secret how I feel about my bank. I’ve been a customer of Bank of America since 2006 and over the past couple of years, my trust in them has diminished. I will continue to go on the record saying Bank of America is awful, and I even mentioned moving to virtual banks. I’ll [...]

Goodbye Bank of America; Moving to Virtual Banks
I have been a loyal customer of Bank of America since 2006. I opened a savings account first, then a checking account. I also opened my first credit card with Bank of America. I am cutting my checking/savings ties with them and taking my talents to virtual banks. Income flow is not what it used [...]

Financial Family Meeting
The stress of living a life in debt is hard. It gets even more difficult when you weigh in relying mostly on one income. But what happens when the other person may be losing their job too? My husband works at a corrugator plant for a large corporation. They deal with making packaging for different [...]











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