Category Archives: Married Life

After All These Years, Do You Know What Your Wife Really Wants?

There is something about married life that seems to follow a pattern, no matter who you are or where you live. The first years are a time of getting to know each other and a time of romance. Of course, there will be that occasional battle because you are getting acclimated to a new way of living and you haven’t yet found that comfortable groove in which to peacefully coexist.

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Both partners are learning to adapt to doing things differently and then one day, you realize that suddenly it just all seems to fall into place. However, after years of marriage and being comfortable in each other’s presence, do you really know what it is your wife wants from you and from your marriage? Most men will admit they’re clueless, so here’s a bit of advice.

Women Want Comfort and Then Again, They Don’t!

If asked what their wives really want from their marriage, most men will say, “I come home after work every day. I don’t go out with the guys and I don’t cheat on my wife. Anything she wants to make her life easier, I find a way to get it. I make her life comfortable and secure. That’s what she wants.”

But, is it? Yes, a woman wants to be secure and she wants to know that there are no others in your life. She likes it that you are home at night and that she doesn’t really ‘want’ for anything. But that’s not all she wants.

Are You Really at Home Every Night?

If you come home and immediately go to your easy chair with remote in hand, are you really at home? Are you really there? Sometimes a woman just wants to talk about the day. She wants your company. That’s why she married you! There’s something to be said about being ‘too comfortable’ and it isn’t going to be something you probably want to hear.

What a woman wants is a little excitement from time to time, a little romance, a candlelit dinner for two at your favorite restaurant. It’s too comfortable and predictable being at home night after night and because of that, there’s something missing. You must feel it too?

She Wants You to See Her – Really See Her

You are getting ready for your annual Christmas party at work and as usual, your wife comes out and asks the same question every wife on every continent is known to ask their husband. “Do I look alright in this? Do you think it makes me look too fat? Does it look like I’m trying to dress too young for my age?”

But, is that really what she’s asking you? What she wants to know is what you think of her. Is she still beautiful in your eyes? You should never wait for her to ask you what you think of what she’s wearing. The moment she steps into the room you should be ready to tell her she looks amazing. If you wait until she asks you, she will think you are simply telling her what you think she wants to hear.

And Most of All – She Wants You

After all these years, your wife wants to know that she is still the light of your life, that she is special to you. She doesn’t want comfort as much as you think she does! Instead of going to the local jeweler on your anniversary to get her that diamond tennis bracelet, order women’s jewelry that is custom made and one of a kind – just like she is. That says so much more than even the words can express.

Your wife wants to know that you still think she’s the most beautiful woman on earth and that you still desire her as you once did. She doesn’t want comfort as much as you think she does. She wants mystery, romance and yes, you! She wants more than a body in that recliner, she wants a living, breathing man who is there, really there. Are you that man? Let’s hope you are!

The Best Dental Insurance Plans for Married Seniors

As a senior, it’s important that you review over both your health and dental insurance plans every few years to ensure they are up-to-date with what you need. There are certain things to take into consideration when looking at a dental insurance plan.

First, you want to enlist a service that offers you only the services you are required to have because you can always switch it later. If you find yourself getting root canals, you need coverage for root canals. However, if you don’t really have many issues with your teeth or have gone to veneers/dentures, you may opt for a lower plan where you only need preventive services and checkups. The option will depend on what you need dental insurance for and how much you want to spend.

eHealth

eHealth is a competitive dental group that offers several dental plans. All of these plans include highly competitive prices from major providers. This is a site where they help match your needs with the best dental indemnity plan. No matter when you have a question, they have a 24/7 live chat support for you to use.

Delta Dental

One of the more popular dental insurance plans come from Delta Dental. They have a wide network that includes over 292,000 office locations and 145,000 dentists in the nation. Highly competitive, they have over 60 million customers using their plans, amounting to over 33-percent of the nation. The best part of this insurance company is that they processed over 100 million dental claims last year with a 99-percent accuracy. This is go-to for seniors.

Guardian

Another large insurance brand is Guardian. While they may not service as many offices and dentists as Delta, they do have an impressive 83,000 providers and 171,000 locations in their network. This still gives a large accessibility to nearby dentists. In addition, they offer the average person a 30-percent discount and have a 2.5-day processing time for their applications. This includes having a 99-percent accuracy as well.

Humana

Humana doesn’t have a minimum wait time for their discounted services to be active for certain procedures. The moment you sign up, most of the plans will allow you access to immediate discounts. While details may vary according to each state, Humana does offer easy online quotes to help you with finding the right plan for you.

Seniors Deserve Great Dental Care

As a senior, you want to be mindful of what senior dental plans you have ahead of time so you can choose your plan wisely. However, these four options are great insurance plans to help you reduce your costs and increase your coverage as needed.

The Best Ways To Get A Loan With Bad Credit

When you have poor spending habits, you may be convinced that you could never get a loan with bad credit. But that canard does not have to be true. A bad credit score, even one below 600, does not have to keep you out of the market for personal loans. It just means you might have to pay a bit more to access that money.

Brick and Mortar

Your first move should be to visit your local credit union. When you are looking to get a loan with bad credit, online lenders are going to be ineffective. Credit unions are more likely to be able to provide you with financing. If you work with a federal credit union, the top annual interest rate the institution can charge you is 18%.

No doubt, you will pay more than the average person, since you have poor credit.

No Payday Loans

Payday loans may look like an easy fix, but you need to beware of the terms. Many payday loans can trap borrowers in a cycle of getting money and then being behind on APRs of 500% or 1000% (yes, you read that right), which is a recipe for financial disaster.

Alternative Lenders

When you do start looking online for help, there are alternative lenders out there that have very low minimum credit score requirements or sometimes no minimum score requirement. Upstart is a company that focuses on college educated borrowers. It targets those with high levels of academic and professional achievement, even if the credit is suspect.

Find a Co-Signer

Perhaps you have a relative or friend with good credit that would be willing to co-sign on a loan. Some lenders give the co-signers early warning on missed payments or a grace period to pay back the loan. But you need to be very sure that you can handle the responsibility when you get others to vouch for you.

Build Up Your Score

All of these options are good of you want to get a loan with bad credit. But the ultimate solution will be to raise your credit score. Looking to curb your spending, pay your bills on time and consolidate expensive debt in order to pay it off quicker. That will be your most sustainable route to getting the financing that you need to live your best financial life.

When you want to get a loan with bad credit, you want to do as much research as possible and explore every avenue. And if you can, try your best to build a better credit score, so that you can improve your loan opportunities even more and get lower interest rates.