Category Archives: House & Home

What do you need to do to maintain your swimming pool?

When the weather is hot, it’s great to be able to just jump in the pool and splash about. A swimming pool can also be an excellent place to get the exercise you need. Of course, you need to actually enjoy spending time in the pool, and this is only going to happen if you make sure that it’s a healthy and safe place to be. In order to do this you need to maintain your pool on a regular basis.

Let’s take a look at some of the actions you need to take, in order to keep your pool in good condition. If you do this, then you have a focal point of your outside space, where you can socialize and have fun.

1. Make sure you have a cover for your pool. This needs to be used when the pool is not in use for a period of time. It helps to stop debris from falling into the water.

2. Rake your pool each day. When the pool is being used regularly, and the cover is off, you should rake out any debris each day. If you do this job daily, it only takes a couple of minutes. While you are doing this, it’s a good idea to take some time to use a garden rake to rake the leaves from around your home too. Leaves help to create pools of moisture which attract pests to your property. Clearing the leaves is an effective means of pest control. So, it makes sense to do all the raking you need at once.

3. Vacuum the pool. You should use a pool vacuum on a regular basis; to make cleaning the sides and bottom of the pool easier.

4. Make sure the condition of the water is right. The pH of pool water should be between 7.2 and 7.6. If the pH is too high, or too low, you need to use a pH adjuster. You should check the water at least twice a week to make sure that there are no issues. You also need to add chlorine to the water in your pool; this helps to cleanse the water.

5. Take care of the pump and filter. The pump in your pool circulates the water so that it passes through the filtration system. You should seek expert advice about how often you should operate the pump in your pool. You need to make sure that the pump and the filter are kept clean, in order for them to work effectively. Keep an eye on the pressure gauge for the filter. If it’s reading lower than normal there may be something stopping the water from entering the filter as it should. If it’s reading higher than normal, this means that the filter is having to work extra hard. It may need cleaning.

All of this maintenance work is essential, if you want your pool to remain in good condition, and to be a safe place to spend time. Of course, you do not have to do all of the work yourself. You can get professional help; you can learn more about this. The important thing is that, whoever is doing the maintenance, does so in a timely and effective manner.

Money Matters – Trade Together / Stay Together

Here, you have a chance to learn new investment tips, find out the right time to place orders for buying and selling, and the most relevant reason being making a bit of of money.  Most of the time people prefer not to combine trading with personal life. However, there are tonnes of benefits that come with doing online trading together as a married couple. This is a perfect way to get more time to spend with your spouse and even potentially make a little money, all in the comfort of your home.

Elimination of Stress

Trading at times can be a stressful venture. However, when you feel that you have your partner’s back; it significantly reduces the stress levels. Considering that online trading is somewhat easier than other forms of trading, you have the opportunity to trade better now that you do not have to cope with the difficult moments that come with trading alone.

Lower Burnout Chances

There are times that trading might not be in your favour. During such times, there are high chances of burning out if you are trading alone. However, when trading as a couple, the burnout chances are reduced. You both get into this together. Therefore, no one feels the need to explain any loss. Considering that online trading is also cheaper since there is no brokerage involved, chances of losing too much at once are reduced.

Commonly, trading goes hand in hand with intuition. When two people are involved in it, they discuss their intuitive feelings and only deal when both of them are satisfied. This greatly reduces the chances of losing and, in turn, reduces pressure.

Offers More Investor Control

As an online trader, you can trade whenever you want. Being a couple, you have time to do more things. Considering that online trading allows almost instantaneous transactions, couples can trade at their most convenient times. It is even better since the couple can have turns trading, especially if both understand the basics of it correctly.

Also, the investing couple does not have to depend on brokers. Thus, they can review all their available options to get the best bets that are present for their money.

Better Engagement and Real-Time Monitoring of Investments

There is more engagement for the married couple doing online trading. With the advanced interfaces that offer investors the opportunity to see the performance of their money throughout the day, it means better communication and engagement levels for the couple.

Coming up with the decision to do online trading as a married couple means that you are now sharing your financial obligations. There is nothing much to hide from each other. Mostly, people typically hide their financial trading activities from their partners. With this arrangement, everything is out in the open, and all your financial issues are also available for the other person to see.

Online trading as a married couple is another sure way to strategize as one on what to buy and what to sell. In the long-haul, there will be no fights about how money was spent. You have the chance to decide together the type of account that you will open for your online trading and you also decide how big or low to bid and mostly deal better.

Budget Balancing

Another benefit that comes with online trading as a couple is you build a budget that works for both of you. In turn, your expenses are sorted out without fighting about it. You are both involved in the process of trading; and so, everyone knows just how much is earned and how much is lost. There is, therefore, less drama while dealing with regular expenses.

There are numerous online trading tools offered by brokerage firms such as on the CMC Markets website. As a married couple, if you’re not highly experienced and you are looking at the possibilities of joining the online trading market, these tools are your perfect bet. The processes are now user-friendly, giving every trader an equal chance on the trading platform. So, if you are new or experienced as a couple, the solution is out there.

Should You Buy a Beach House?

One of my dreams is to spend more time travelling after I get out of debt. I already have a wish-list of places I want to visit and things I want to do. I’ve even dreamed about what my budget will look like once I’m debt free. (Hint: I’m not going to need nearly as much income every month as I have to earn now to cover my living expenses and debt payments.)

Even though I want to travel and I won’t have debt to worry about anymore, I still want to save money wherever I can. One of the most common travel tips to help you save money is to rent a villa, condo, or house when you go on vacation instead of staying at a hotel.

Renting one of these places usually has a cheaper price tag, more space for you and your guests, and they usually have a full-sized kitchen you can use to prepare meals so you don’t have to eat out for every meal of the day. This alone can save you tons of money on a multi-day trip.

But should you ever buy a beach or vacation house?

I’ve looked at (and dreamed about) some houses for sale in Perth via Lend Lease. Some of them are quite beautiful and appear to be affordable. They might be even cheaper to own than to rent from someone else. But buying a beach or vacation house has downsides too.

Maintenance

When you are calculating the cost of buying a beach house, don’t forget about the cost of maintenance and repairs. You have more to pay for than the monthly mortgage when you buy a house, especially one by the beach. Saltwater is known to cause more wear and tear on a property, so you need to take that into account if you buy a beach house.

How Much You’ll Use It

If you haven’t done a lot of travelling it’s safe to say that buying a beach or vacation house probably isn’t the best idea. For one you likely don’t have a place in mind that you’d want to visit multiple times throughout the year. If that’s the case, you probably shouldn’t buy property there unless you plan to rent it out to other visitors to help you make the mortgage payments and pay for the property maintenance costs.

Renting your beach house to visitors could be lucrative, but you’ll probably need to consider the additional costs too, like paying someone to manage it for you if you don’t live close by, and paying a cleaning crew to tidy the place up between renters. Also many beach communities have a busy season and a slow season. It might be difficult to rent out your beach house during the slow season, and you might find yourself reluctant to stay at the beach house yourself during the busy season when rental demand for your property is high.

These are all things that need to be considered before you decide to invest in a beach or vacation house. Buying such a property could be a good investment and a way to save money on your vacations, but it could end up being very costly to you too.

Do you plan to buy a beach or vacation house?