3 Jobs for Stay at Home Moms

Being a stay-at-home mom means working all day with the kids and supplementing that with some additional income. In these situations, employment must be flexible enough to work around kids’ schedules while also being steady enough to add to the household financials.

Work as a Freelancer

The work isn’t glamorous nor is it always the best paying. However, working as a freelance writer, artist, or photographer can give you the freedom to work in the field where you excel while still focusing on your family. With the rise of the e-society, freelance work has become increasingly accessible. One of the best ways to get work is to do work. For writers, Upwork is a great resource. For those with an IT background, Sologig can help you find some work. Finally, there are more generalized websites that incorporate multiple different areas where companies are looking for contract workers that fit their needs. Having a portfolio of your work available for prospective clients can also help snag that position that looks great.

Become a Children’s Party Planer

Think about all the times that you’ve wanted to have your kid’s party at your house or a park but had no interest in planning it. All moms feel this way, meaning that there’s a market for children’s party planners. If you’re already a mom, you’ve got a built-in clientele of playground friends, local friends, and school friends from which to pull. In addition, going to local libraries or kid-friendly businesses and asking to leave cards or fliers can help find clients. As a parent, you already know kids’ likes and the current kid trends. Startup costs can range depending on what services you want to provide. The good thing is that you can start out small and then move into more sophisticated services as you build a stronger clientele. Meeting with entertainers takes some work, but often local clown, magicians, and storytellers will be more than willing to work with you so that they can also broaden their connections. For people who are organized and love throwing parties, this job can be not just an income but a calling.

Open a Beauty Business

Although the beauty business is increasingly male, women still dominate the market. If you’re looking for something that is both fun and takes up little space in your home, opening a beauty business is the best route. Miskn, beauty business offering pigmentation removal in Perth, Australia, is a good example of a successful business model. Focusing on women as its main audience, independent of age and needs, the business doesn’t fall short when it comes to transforming local factors into opportunities. MIskn’s success lies in its branding. Once you source successful products like Miskn’s Lycogel and Medik8, the key is to tell your own story. Focus on public relations and marketing to build your clientele. With the ability to work after traditional business hours in a market on the rise, this might one of the least considered but most profitable options.

 

Being a stay-at-home mom doesn’t mean being unable to bring in an income. In order to be a successful work-at-home mom, however, you need to find the right career path for yourself that matches your family’s needs.

3 Ways to Ensure Financial Security in a Family Business

Running a family business can provide a sense of independence but can also come with financial obstacles for which you need solutions. This means that before starting a small business with family members, you want to plan for the difficulties inherent in setting up the financial side of the business.  Despite having a great product or idea, you need to assess the potential risks of your future growth and accommodate accordingly. Moreover, setting boundaries at the beginning to alleviate financial problems down the road.

Get a Business Advisor

A business advisor can help the family alleviate the hardship in personal relationships that come from a shared financial responsibility. A business advisor can help your family make the right decisions to plan for the future of your business. For example, many times the family business will have multiple generations working together. In order to segregate finance ownership and management succession without inter family arguments, a business advisor can help set up documentation to ensure equity in the ongoing management of the business. When searching out a business advisor, you need to follow a few guidelines. First, you want to have a plan for the current state of the business as well as the future of the business. Second, referrals are your friend, especially if those referrals come from other family members. Third, make sure that the professional you choose can work with all members of the business not just you. Being able to work with all the different personalities from family to key employees is a must.

Determine the Risks

Even though you have an advisor, you want to make sure that you are aware of the different kinds of financial risks that the business may create. This is why choosing the right advisor is important. An advisor needs to be able to talk to the family while also making an emotional connection. While the idea of risk management seems outside the realm of finances, the business needs to consider the monetary contingencies in the event of a founder’s death. The business advisor should be able to help create a written plan to determine where wealth would go and who would be in charge in the event of a leading family member’s sudden absence. This not only helps protect the business’s finances but can help the family members in a time of stress.

Separate Finances

Running your own business often means that there is a gray line between business finances and personal finances. Perhaps you’re out to dinner with a family member who also works for the company. If you’re talking about business, is this a private dinner or a family dinner? This is when things like intelligent financial solutions. Keeping finances separate becomes even more important in terms of protecting yourself from inappropriate use of company finances. When family members are the employees, it becomes even more important to use intelligent banking services like those provided by NextPayments so you can use one account to manage the salaries of all the employees or transfer money into your spouse’s account without worrying about being accused of misappropriating funds.

 

Protecting the family business’s finances is more than just a money issue. For a business that relies on strong relationships, taking the stress of money out of the interpersonal can make the professional stronger.

Smart Ways to Travel

Whether you are newlyweds, a family with small kids or older and have been married for a long time, a common desire for couples is to travel. According to AAA, more than one- third of families will take a vacation this year. Depending on your situation, you may have different ideas of a “perfect” vacation. Regardless, there are options for every situation. Below are some ideas to help you start your getaway search.

Spa Getaway

If you are in need of a vacation to de-stress, a quiet resort that centers around spa treatments may be good for you. There are many out there that focus on this and are known for their ambiance, high end services and great food and restaurants. This option may be best to do without kids.

Caribbean All Inclusive

If you are in need of sunshine, sand and a fruity drink than this option is for you. All inclusives allow you to enjoy yourself and not have to worry about money because everything is included in the price of your trip package. This option can be enjoyed by families and couples alike. Some resorts are centered around kids and families, and others are focused on romance tranquility.

Mountain escape

If you want to go on a remote getaway without the noise of the busy world we live in, than the mountain escape may be ideal for you. This option can be done as a couple or with a family as well. Depending on the location, mountains typically have lakes, water activities, skiing, winter activities to offer.

Cruise

A cruise is a best bet if you want to see a lot of destinations at once. In a week, it is possible to see 4 or 5 places depending on your itinerary. Cruises are all over the world…the Caribbean, Alaska, Mediterranean Sea, etc. It is easy to find what meets your needs. For example, you can go on a Disney cruise or go on an Alaska sightseeing cruise with your significant other.

Time Share or Investment Property

If you find yourself traveling to the same destination often, it may be worthwhile to purchase an investment property or timeshare. Timeshares allow you to purchase a portion of a property and to go for a period of time the same time every week. You can even trade your property with other timeshare owners if you want to switch things up. Investment properties are nice if you can afford it, but lets face it, not many people can afford a second home. However, there are reasonable options out there. These investment lodges for sale, for example, are a perfect retreat.

There are many websites that can help with your vacation search. There are also many travel agents who are available to discuss your wants and needs when it comes to your getaway. Hopefully this article will give you some ideas to start.