As a senior, it’s important that you review over both your health and dental insurance plans every few years to ensure they are up-to-date with what you need. There are certain things to take into consideration when looking at a dental insurance plan.
First, you want to enlist a service that offers you only the services you are required to have because you can always switch it later. If you find yourself getting root canals, you need coverage for root canals. However, if you don’t really have many issues with your teeth or have gone to veneers/dentures, you may opt for a lower plan where you only need preventive services and checkups. The option will depend on what you need dental insurance for and how much you want to spend.
eHealth is a competitive dental group that offers several dental plans. All of these plans include highly competitive prices from major providers. This is a site where they help match your needs with the best dental indemnity plan. No matter when you have a question, they have a 24/7 live chat support for you to use.
One of the more popular dental insurance plans come from Delta Dental. They have a wide network that includes over 292,000 office locations and 145,000 dentists in the nation. Highly competitive, they have over 60 million customers using their plans, amounting to over 33-percent of the nation. The best part of this insurance company is that they processed over 100 million dental claims last year with a 99-percent accuracy. This is go-to for seniors.
Another large insurance brand is Guardian. While they may not service as many offices and dentists as Delta, they do have an impressive 83,000 providers and 171,000 locations in their network. This still gives a large accessibility to nearby dentists. In addition, they offer the average person a 30-percent discount and have a 2.5-day processing time for their applications. This includes having a 99-percent accuracy as well.
Humana doesn’t have a minimum wait time for their discounted services to be active for certain procedures. The moment you sign up, most of the plans will allow you access to immediate discounts. While details may vary according to each state, Humana does offer easy online quotes to help you with finding the right plan for you.
Seniors Deserve Great Dental Care
As a senior, you want to be mindful of what senior dental plans you have ahead of time so you can choose your plan wisely. However, these four options are great insurance plans to help you reduce your costs and increase your coverage as needed.